473 Broadway Saratoga Springs NY 12866     Phone: 518-584-5844

Mortgage Center

Today's Rates

30 Year Fixed Rate
 Rate  APR  Points
 4.100%  4.113%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 3.350%  3.373%  0.000%
Home Equity
5 Year Fixed Home Equity Loan
 Rate  APR  Points
 3.250%  3.250%  0.000%
10 Year Fixed Home Equity Loan
 Rate  APR  Points
 4.250%  4.250%  0.000%
15 Year Fixed Home Equity Loan
 Rate  APR  Points
 5.250%  5.250%  0.000%
Home Equity Line of Credit
 Rate  APR  Points
 2.250%  2.250%  0.000%

Personalized Quote

Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.

  1. Apply Now and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed for approval.
  3. An Adirondack Trust Company Mortgage Consultant will follow up with you to answer your questions.

Our goal is to provide the highest level of service at competitive rates. Our Mortgage Consultants are only a phone call away if you need help. Please contact us at 518.584.5844.

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Building your dream home doesn't have to be just a dream. We have construction loan programs that will make it a reality. Construction Loan applications may not be submitted online, but may be submitted by mail or in person. Please contact our mortgage consultants at 518-584-5844 extension 2228.

Home Equity

Put your home to work for you with a home equity loan or line of credit.

Home Equity Line of Credit Interest Rate/APR: 1.99% for the first 12 month(s), then Prime Rate as published in the Wall Street Journal + 0.000% (currently 3.250%), subject to change.

Lending Area

We are pleased to serve Saratoga and Warren Counties and neighboring communities. If property is located outside these areas please call a Mortgage Consultant at 518-584-5844.

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